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Money Banking
Accounting in the Realm of Electronic Commerce

Ecommerce saves time and money, particularly in relationship to accounting functions. By allowing the bank to handle cash, the vendors to handle accounts payable, the stock vendor to handle the stock investment portfolio, etc., the company can be stripped down to its barest essentials . . . in support of a fully functional financial institution, no matter its trade. Reviewed in this regard are internets and intranets, advantages and disadvantages of ecommerce, batch and real-time processing, EDI, and ERP systems. Bibliography lists 3 sources. jvActUse.rtf

Bank One Corporation

A 10 page paper. The banking industry has changed dramatically over the past two to three decades. Deregulation has allowed commercial banks to merge creating mammoth size financial institutions. The Internet and electronic banking is just another aspect of the industry that promises to make these huge banks even bigger - if they take the opportunities offered. Bank One is one institution that has acquired more than 100 other banks and it has entered electronic banking. The paper describes the activities of Bank One and how it compares within the industry. 2 tables included. Bibliography lists 9 sources.

Online Banking at Bank of America and Charter One Bank

An 8 page paper discussing the state of ecommerce at these two banks. The key factors for success is continued assurance to customers that their transactions and their personal information remain secure, and that the banks keep their online banking services – including bill payment – free of charge to the customer. The value to the end user is only now beginning to be realized by that end user. As more people become familiar with the increase in personal productivity that online banking services can provide, both banks can expect greater activity at their Internet banking sites. Bibliography lists 6 sources.

Electronic Security in the Banking Industry

This 6 page paper addresses security issues facing electronic banking, and banks in general. Authentication, electronic signatures and encryption along with related technologies are each discussed. Bibliography lists 8 sources.

Wingspan and Bank One; Internet Banking

This 6 page paper considers the development of e commerce and internet banking before examining the background of the merger of Wingspan into Bank One. The bibliography cites 9 sources.

Electronic Financing And The Future Of Paper Money

20 pages in length. The purpose behind the banking industry implementing any change is to augment the capacity of its clientele. Inasmuch as change can be both a beneficial and detrimental endeavor, it is a very wise decision for the industry to wholly investigate all potential gains and losses long prior to employing this important modification. In this day and age, it is critical to the overall success of banking businesses to expand beyond the limited horizons of the past; indeed, to be able to diversify and reach toward loftier goals is only possible in the contemporary market by striving to bring together a variety of networking capabilities. Those like the banking industry that have established a sense of innovation within the framework of their industries have, historically, had positive results in the final outcome; however, to be fair, there have also been those who have attempted to incorporate the concept of such vastness in operation only to find that this particular venture was not as productive as they had anticipated. For the banking industry to follow suit upon the Internet is for it to completely and utterly open up to the whims of progress in the twenty-first century; with the evolution of ATM's, debit cards and the like, the global community is moving forward to the inevitable cashless society. Bibliography lists 16 sources.

Will a Cashless Society Become a Reality?

This 7 page paper looks at the fact that electronic money is becoming more and more popular. The idea of getting rid of cash for good is disputed for a variety of reasons. Bibliography lists 4 sources.

Scholarship Essay: Financial Need

A 2 page essay explaining a mentally disabled student’s request for scholarship support. The student currently works full time but cannot continue to do that while attending classes. The student is a self-supporting adult and needs the money available through the scholarship. Bibliography lists 2 sources.

Northanger Abbey & London Merchant/Society and Money

A 5 page essay that examines Lilio's play The London Merchant and Jane Austen's Northanger Abbey. The writer argues that, with these works, one can see the eighteenth century from two distinct perspectives that are both informative as to ideas about class, social status, and the role that money plays in the societal mix. Bibliography lists 2 sources.

The Internet & Electronic Commerce

A 6 page, definitive overview of electronic commerce and the role the Internet in plays in facilitating faster banking and other transactions. Predictions of the National Institute of Standards & Technology (NIST) are examined as are the views of other leading financial authorities. Bibliography lists 7 sources.

Trends And Forces Driving E-Business

9 pages in length. Examining the trends and forces that drive e-business, one immediately finds how the clear advantage of online commerce is the ease with which the merchant can reach out to the consumer. Three traditional business environments that have been revolutionized into e-business environments in response to changes in technology, society and markets include banking, retail and education. Bibliography lists 10 sources.

Major Trends and Developments Affecting the Financial Services Industry

A 5 page paper discussing changes in the financial services industry. The purpose here is to identify five major trends and developments in the financial services industry, particularly those in banking as those trends affect other segments of the larger financial services industry. The trends identified here are consolidation within the industry; the growing importance of the electronic environment; globalization effects; currency issues; and increased need for information security. Bibliography lists 7 sources, 6 from 2003.


This 4-page paper focuses on how the Federal Reserve controls and monitors interest rates. Bibliography lists 3 sources.

The Convenience of Online Banking

An 8 page paper which examines many of the conveniences that online banking offers. Bibliography lists 8 sources.

Electronic Funds Transfer: Pros And Cons

6 pages in length. Technology is making it increasingly easier for people to live; the banking industry is just one sector of commerce where beating the clock and waiting in long lines are becoming a thing of the past. There is no question that the concept of Electronic Funds Transfer, which has been in the works for over twenty years, has taken a stronghold upon society with its incredible ease and convenience. The object of the whole system is to one day completely eliminate the use of cash and paper checks, rendering all retail transactions totally paperless. The writer discusses how in spite of the obvious usefulness of Electronic Funds Transfer, there also exist inherent problems, as well. Bibliography lists 7 sources.

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